Sharia Implementation of the Gold Bullion Purchase Procedure Using the E-Emas Application At Bank Syariah Indonesia Kelapa Dua Branch

Abstract

Usually the practice of buying and selling gold is carried out in cash, both the payment and the gold, which is the object of sale and purchase, are handed over at the time of the contract because the value of buying and selling gold fluctuates, but Bank Syariah Indonesia Kelapa Dua Branch applies credit financing to gold ownership with a predetermined maturity as well as paying a down payment at the beginning of the contract with the remaining payment being paid on credit. This study aims to find out about the procedures for purchasing gold bars using the E-Gold application at the Bank Syariah Indonesia Kelapa Dua Branch. This research is qualitative descriptive. This study included literature to examine the written sources such as scientific journals, books referenced, literature, encyclopedias, scientific articles, scientific papers, and other sources that are relevant and related to the object being studied. As for the object of study of this research, it is in the form of texts or writings that describe and explain the procedure for buying gold bars using the E-Gold application at the Bank Syariah Indonesia Kelapa Dua Branch.