Article Title

Article title (Capitalize Each Words, 14 pt, bold, centered at most 12 words)
(one line single blank space, 10 pt)

Author Name1, Author Name2, Author Name3 (12 pt, bold, centered)
(one line of blank single space, 10 pt)

1Degree, Faculty, University, Address, City, Zip Code, Country (10 pt)
2Research Group, Institution, Address, City, Zip Code, Country (10 pt)
(one line single blank space, 10 pt)

E-mail: penulis@alamat.com (10 pt)
(one line single blank space, 10 pt)

Abstract
The abstract must be written in Indonesian. The abstract is written in Times New Roman font size 10, and single-spaced. The abstract should summarize the content of the paper, including the research objectives, research methods, and results, as well as the paper's conclusions. It should not contain references or equations displayed. The abstract should be no longer than 200 words. (one line blank single space, 9-point font).

Introduction (10 pt, bold)
(one blank single space line, 10 pt)

These instructions provide you with a guide to prepare a paper for J Bidik: Journal of bussines digital. Use this document as a template if you are using Microsoft Word 6.0 or later. Otherwise, use this document as a set of instructions. The instructions on paper submission and final images in this document are for J Bidik: Journal of bussines digital; please use this document as a "template" to prepare your manuscript.
Manuscripts are written in Times New Roman font size 10, single-spaced, left-right aligned, single-sided pages and on A4 paper (210 mm x 297 mm) with Top 4 CM, Right 3 cm, left 3 cm, Bottom 3 cm. Column width when using a single column, the space should be a single space.
The manuscript including the content of graphs and tables should be between 4 to 10 pages. Manuscripts should be written in English or Bahasa Indonesia. Standard English grammar should be observed if using English. The title of the article should be brief and informative and should not exceed 12 words. Keywords are written after the abstract.
The first letter of the heading is capitalized and the heading is numbered with Arabic numerals. The structure of the manuscript includes Introduction, Methods, Results and Analysis, Conclusion and References (Introduction, Methods, Results and Analysis, Conclusion, References). Acknowledgments (if any) are written after Conclusions and before References and are not numbered. The use of subheadings is discouraged.
The use of abbreviations is allowed, but abbreviations must be written in full and complete when mentioned for the first time and must be written between brackets. Foreign or regional terms/words should be italicized. Notations should be short and clear and written in accordance with the standard writing style. Symbols/signs must be clear and distinguishable, such as the use of the number 1 and the letter l (also the number 0 and the letter O). Bullets and numbering are not allowed in this text. At the end of this text, both columns must be balanced. You should also enable widow or orphan control to ensure that there is not a single line at the end of the column section.
(one line single spaced blank, 10 pt)

Method (10 pt, bold)
(one line single space blank, 10 pt)
The method explains the chronology of the research including the design, as well as the stages of the research. The explanation of each research material must be supported by citations/references, so that the explanation can be accepted scientifically. Images are centered, as shown in Figure 1 and cited in the article.

The table title is written in Times New Roman font size 8 above the table without blank spaces. Tables are numbered with Arabic numerals. There is one single-spaced line between the table and the paragraph. Tables are placed immediately after they are referred to in the text. The table frame uses 1 line of font size. If the headings on each column of the table are long and complex, the columns are numbered and notes are given below the table.

Results (10 pt, bold)
(one line single blank space, 10 pt)
Results and discussion contain the results of the research obtained presented in the form of theoretical descriptions both qualitatively and quantitatively. The results of experiments/research can be displayed in the form of graphs, figures, tables and others that can make it easier for readers to understand.
The manuscript is written in Times New Roman font size 10, single-spaced, left-right aligned, single-sided pages and on A4 paper (210 mm x 297 mm) with Top 4 CM, Right margin 3 cm, Left 3 Cm, Bottom 3 cm. Column width when using a single column, the space should be a single space.

Conclusion
(one line single space blank, 10 pt)
The conclusion presents the expected statement as stated in the "Introduction" and finally gets the results in the "Results and Discussion", so that there is congruence between them. In addition, prospects for further research development and applications that can be continued based on the "results and discussion" can be added. Avoid bullets and numbering in the conclusion. If it is really needed, numbering should be done horizontally as follows: 1) Fill in number one. 2) Fill in number two. 3) Contents number three. There are no sub-chapters in the conclusion.

Bibliography
(one line blank single space, 10 pt)

The bibliography uses a minimum of 10 sources and where the last 10 years. The following is an example of writing a bibliography on Monetary: Journal of Finance and Banking. The bibliography or reference uses APA Style (Author's Name. (Year). Title of Article. Journal Name, Edition Vol (Number), Page.
Nayanajith, D. G., Ragil, S. U. Y. A. D. I., & Gbongli, K. (2020). Analyzing the Use of P2P Lending Mobile Applications in Greater Jakarta. International Journal, 9(2).
Bimo, W. A., & Tiyansyah, A. (2019). Peran Otoritas Jasa Keuangan dalam Mengawasi Pinjaman Berbasis Teknologi Informasi (Fintech Lending). Moneter: Jurnal Keuangan dan Perbankan, 7(1), 16-33.
Wulandari, S., & Bimo, W. A. (2014). Prosedur Pemberian Kredit Briguna Purna (Pensiun) Pada Pt. Bank Rakyat Indonesia (Persero) Tbk (Kantor Cabang Dewi Sartika Bogor). Moneter: Jurnal Keuangan dan Perbankan, 2(1), 49-66.
Bimo, W. A., & Fauziah, N. F. N. (2021). PROSEDUR PEMBUKAAN TABUNGAN INVESTASI LOGAM MULIA DENGAN AKAD WADI’AH PADA BPRS AMANAH UMMAH. Moneter: Jurnal Keuangan dan Perbankan, 9(1), 1-5.
Marlina, A., & Sopiandi, A. E. (2021). PENANGANAN PEMBIAYAAN BERMASALAH PADA PEMBIAYAAN AKAD MURABAHAH DI PT. BPRS BOGOR TEGAR BERIMAN CABANG. Moneter: Jurnal Keuangan dan Perbankan, 9(1), 13-17.
Marlina, A. (2020). STRATEGI PEMASARAN TABUNGAN iB MASLAHAH PADA BANK JABAR BANTEN SYARIAH KANTOR CABANG BOGOR. Moneter: Jurnal Keuangan dan Perbankan, 8(2), 92-101.
Marlina, A., & Ibrahim, S. (2019). MEKANISME PENYELESAIAN PEMBIAYAAN KPR BERMASALAH DENGAN LELANG PADA PT BANK TABUNGAN NEGARA KANTOR CABANG SYARIAH BOGOR. Moneter: Jurnal Keuangan dan Perbankan, 7(2), 30-34.
Maulana, H., & Febriyanti, R. D. (2021). PENGARUH PEMBIAYAAN BERMASALAH (NPF) TERHADAP PROFITABILITAS DI PT. BPRS BOGOR TEGAR BERIMAN. Moneter: Jurnal Keuangan dan Perbankan, 9(1), 6-12.
Maulana, H., & Rahmadani, U. (2021). KEUNGGULAN PEMBIAYAAN MULTIGUNA UMKM DENGAN PENERAPAN AKAD MURABAHAH DI PT. BPRS BOGOR TEGAR BERIMAN. Moneter: Jurnal Keuangan dan Perbankan, 9(2), 31-36.
Maulana, H. (2020). PROSEDUR PENILAIAN BARANG MILIK NEGARA BERUPA TANAH DAN BANGUNAN PADA KANTOR PELAYANAN KEKAYAAN NEGARA DAN LELANG (KPKNL) BOGOR. Moneter: Jurnal Keuangan dan Perbankan, 8(2), 86-91.